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Author: Andrew

Learning How To Bake Week 1 – Eclairs

February 16, 2016 by Andrew Leave a Comment

The extent of my baking knowledge up until now has been to follow the instructions on the back of the ready mix boxes.  Come along with Shae and myself as we embark on a six week baking challenge where we push our comfort zones and try baking recipes we have never done before!

Week 1 – Eclairs

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photo credit: frostingandasmile.com

Eclairs are a filled pastry dessert topped with icing.  I don’t think I had ever even eaten an eclair before trying to make one, but they couldn’t be that hard to make, right?

Armed with a photo tutorial from frostingandasmile.com we set to work making our custard filling the night before.  We have been watching a lot of the Great British Bake Off show, a lighthearted amateur baking contest.  One of the big advantages of working at home is that we have a lot more time.  Anyway, back to the custard.  It is all cooked and then needs to be chilled before it is injected into the pastries.  Did I mention that it is delicious?

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The next day we set about making our choux, pronounced shoo, pastry dough.  This very wet dough is piped onto baking sheets and when it bakes the moisture in the dough turns into steam and puffs the dough out.  This leaves the inside semi-hollow and that is where you put the custard filling.  We used a $1 piping kit from dollar tree to pipe the dough out.  You could use a ziploc bag with a corner cut off.  I did the first batch with a small tip (too small of a tip in hindsight).

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Shae opted for no-tip with her batch and they came out to be just the right size.  Here they are after coming out of the oven.

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The recipe calls for using parchment paper, but parchment paper is quite expensive.  We have ordered reusable silicone baking mats for the future.  Some of our eclairs were a little burned from leaving them in too long.  Oops!

Once the baked pastry has cooled down you need to inject them full of custard.  Using a decorating tip, stab one or both ends and squeeze filling into the choux until it starts oozing out.  Our custard was quite thick so this was a good hand workout.

Here comes the fun part, the decorating!   We started by making up the chocolate ganache.  That is a fancy way of saying heated up cream poured over chocolate chips and then melting and mixing the whole thing up to make a slowly hardening glaze.  Working quickly, we dunked the top of each eclair into the ganache to coat it.  Eventually the ganache will cool completely and re-solidify.

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The last step is to add some white chocolate drizzle.  The drizzle is simply white chocolate chips melted and drizzled on.  They re-solidify once they cool.  This seemingly simple step took me three tries!  Argh!!  I kept burning the chocolate in the melting process.  Eventually I got a batch that was melted enough to decorate with but wasn’t burnt.

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Tada!  Eclairs are best eaten fresh.  Otherwise stick them in the refrigerator.  Ours tasted pretty good but wouldn’t win any bake offs.  I learned a lot about chocolate and how best to pipe choux pastry onto a baking sheet.  We also got to spend some quality time together as a family.  Yes, Frugal Boy did plenty of taste testing.  🙂

Next week’s challenge: Baked Alaska

Posted in: Recipes Tagged: baking

The Flow of Money in Our House

February 11, 2016 by Andrew Leave a Comment

You have probably heard the saying “Pay Yourself First”.  A few years ago, I saw a graphical representation of that saying that used water and buckets to represent the flow of money.  In that analogy, income/money comes pouring down from the top and fills or leaks out of various buckets as it cascades down to the bottom.  It is up to you to decide what buckets get filled up first and how much water is wasted (frivolous spending).  Below is a rough representation of how money flows through our personal finances.  You can see how we have put “paying ourselves first” as a top priority as those are the first buckets to be filled up.

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If any water makes it to the bottom of the pipeline it can be used for FUN!!

Are you making the gold star buckets as big as possible?  Have you reduced your red leaky buckets to the smallest they can be?  Is your FUN!! at the end of the line, beginning, or somewhere in-between?  Have you set up any reservoirs (emergency funds) for future droughts?

Posted in: Finance Tagged: Budget

The Cost of Pets

February 10, 2016 by Andrew 1 Comment

Growing up there weren’t any pets in my parents house.  Well, that wasn’t exactly true, my brother had a fish for about a year when I was very little.  Not growing up with a pet wasn’t a huge deprivation because there were plenty of neighbor pets, friend pets, and strays around town.  I always figured that we didn’t have any pets because they were expensive.  As it turns out, my mom is allergic, but the money aspect was likely the more prominent reason.

Pets are a lot like any other hobby, you can sink as much money into them as you want or can afford with very little or no return on investment.  Many people consider their pets to be extensions of their families.  Just this morning, I learned that a friends pet was having emergency surgery to the tune of $1500, a bargain considering the original price was $3000.  I don’t know too much about pet insurance, but a quick search on the internet revealed that an average premium would pay back the cost of this procedure and break even if the pet used it within five years.  Considering many small mammal pets live longer than five years it would seem that insurance would be prudent.

My siblings and I are divided right down the middle on pet ownership.  Two of my siblings own dogs, two have no pets, and I am right in the middle with fish and invertebrates.  I feel as if I have spent a lot on our fish but today was a bit of an eye opener for me.  Even my splurges on this fish gadget or that fish accessory pale in comparison to an emergency vet bill.

IMG_8846Part of the reason why I love fish as a pet is the low upkeep and responsibility involved.  I feed them once a day, do a 20% water change once a week, and enjoy them the rest of the time.  Vacations are easy to do without having to worry about a kennel and vet bills are not even on my radar.  One of my fish has been swimming around with one eye for months for goodness sakes!

Hobbies aren’t suppose to make financial sense.  If pets make you happy then enjoy pets.  If pets aren’t your thing then don’t get them.  Just make sure that you consider what that adorable pet will cost and whether or not you will be willing and able to shell out that money BEFORE you bring Mr. Flibble home.

With that said, I am really enjoying the plant growth that I am getting in my aquarium ever since I added pressurized CO2 (see, I told you hobbies can be as expensive as you wanted).

1 month of growth

1 month of growth

 

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Christmas present

Do you have pets?  Do you have pet insurance?  How much is the pet insurance and have you ever used it?  Have you ever wished you had pet insurance?  Leave a comment with your answers.

Posted in: Misc. Tagged: fish, insurance, pet

And Now For Something Completely Different…

February 4, 2016 by Andrew Leave a Comment

Posted in: Frugal Boy, Parenting Tagged: toddler

Frugal Book Club #9 – Make Your Travel Dollars Worth a Fortune: The Contrarian Traveler’s Guide to Getting More for Less

February 3, 2016 by Andrew Leave a Comment

Wow, that is a verbose book title!

The book by Tim Leffel looks at how to get more out of your (international) vacations while spending less.  Who wouldn’t want that?

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I have read through the first two of three sections in the book.  In section one, Tim talks about the big expenses associated with travel and how two hypothetical families, the Smiths and the Johnsons, waste and save money on airfare and lodging.  The second section talks about dining, ground transportation, and souvenir shopping.

The essence of Tim’s travel philosophy is that the best trips and cheapest trips happen when we avoid the American pretense of travel.  If I asked you to name a good beach destination, you would probably respond with Florida, Hawaii, or the Bahamas.  The reason why those places come to mind is that they are heavily marketed.  Those big budget ad campaigns come out of the pockets of tourists.  In one example given in the book, a resort in the Bahamas got caught red handed publishing pamphlets of their resort with images of beaches found in Florida.  Their response, “beaches all look the same anyway”.  So if beaches all look the same, why spend big bucks to go to a well marketed one?

The theme of getting off the beaten track, avoiding the herd, and walking/talking/eating like a local is repeated frequently in the book.  In many ways it reminded me of our recent trip to Mexico where we stayed in local apartments, ate at a food truck and other hole-in-the-walls, and swam in the local swimming hole.

I would recommend that you pick this book up and give it a read if you have ever only stayed at resorts or chain hotels, use tour buses, and never stray far from the touristy areas.  If that doesn’t describe you, then you could probably skip this book.

Posted in: Reading, Travel Tagged: reading, tips
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